חודשים בטווח
127
נתונים היסטוריים · קרנות השתלמות
מגדל השתלמות בניהול אישי IRA (8890)
נתונים היסטוריים מלאים עבור מגדל השתלמות בניהול אישי IRA (8890), 127 חודשים. לצפייה בגרפים אינטראקטיביים וזום לתאריכים — עברו לכלי ההשוואה.
מזהה קרן: 8890 | שם קרן: מגדל השתלמות בניהול אישי IRA | סיווג קרן: קרנות השתלמות | חברה שולטת: שלמה אליהו אחזקות בע"מ | חברה מנהלת: מגדל מקפת קרנות פנסיה וקופות גמל בע"מ | אוכלוסיית יעד: כלל האוכלוסיה | התמחות: כללי | תת התמחות: כללי.
למערכת הגרפים וההשוואה מעבר לגרפים אינטראקטיביים, זום ותצוגת מדדיםעדכונים חודשיים למייל
קבלו פעם בחודש עדכון על מגדל השתלמות בניהול אישי IRA (8890) ישירות למייל.
בחירת טווח זמן
תשואה חודשית אחרונה
+0.00%
תשואה מצטברת בטווח
-6.43%
| חודש | תשואה חודשית | תשואה מצטברת | דמי ניהול שנתיים | אלפא | שארפ | סטיית תקן | הפקדות נטו חודשי (מ׳ ש״ח) |
הפקדות נטו מצטבר (מ׳ ש״ח) |
סך הנכסים (מ׳ ש״ח) |
חשיפה למניות | חשיפה לחו״ל | חשיפה למט״ח |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-08 | +0.00% | -6.43% | 0.36% | -3.12% | -9.24 | 0.00% | -0.54 | +94.06 | 146.61 | 80.48% | 77.08% | 77.02% |
| 2026-07 | +0.00% | -6.43% | 0.36% | -3.00% | -8.84 | 0.00% | -0.66 | +94.60 | 144.69 | 80.01% | 76.46% | 76.68% |
| 2026-06 | +0.00% | -6.43% | 0.36% | — | -8.22 | 0.00% | -1.10 | +95.26 | 148.04 | 80.26% | 76.91% | 76.82% |
| 2026-05 | +0.00% | -6.43% | 0.36% | -2.88% | -8.13 | 0.00% | +0.30 | +96.36 | 145.36 | 78.21% | 74.50% | 75.18% |
| 2026-04 | +0.00% | -6.43% | 0.36% | -2.88% | -7.79 | 0.00% | +0.33 | +96.06 | 140.56 | 78.79% | 75.01% | 75.63% |
| 2026-03 | +0.00% | -6.43% | 0.36% | -2.76% | -7.48 | 0.00% | -0.72 | +95.73 | 133.52 | 77.12% | 73.81% | 75.60% |
| 2026-02 | +0.00% | -6.43% | 0.36% | -2.76% | -7.18 | 0.00% | +0.08 | +96.45 | 140.26 | 77.64% | 74.73% | 75.16% |
| 2026-01 | +0.00% | -6.43% | 0.36% | -2.76% | -6.91 | 0.00% | +0.91 | +96.37 | 139.83 | 77.16% | 74.78% | 75.33% |
| 2025-12 | +0.00% | -6.43% | 0.23% | -2.64% | -6.64 | 0.00% | +0.13 | +95.46 | 137.93 | 77.74% | 76.00% | 76.50% |
| 2025-11 | +0.00% | -6.43% | 0.23% | -2.64% | -6.40 | 0.00% | +0.12 | +95.33 | 138.58 | 77.90% | 76.61% | 77.18% |
| 2025-10 | +0.00% | -6.43% | 0.23% | -2.64% | -6.17 | 0.00% | +0.04 | +95.21 | 139.00 | 77.96% | 77.01% | 77.60% |
| 2025-09 | +0.00% | -6.43% | 0.23% | -2.64% | -5.96 | 0.00% | -1.88 | +95.17 | 137.22 | 77.49% | 77.16% | 78.14% |
| 2025-08 | +0.00% | -6.43% | 0.23% | -2.40% | -5.76 | 0.00% | -0.44 | +97.05 | 135.58 | 76.49% | 76.28% | 76.79% |
| 2025-07 | +0.00% | -6.43% | 0.23% | -2.40% | -5.57 | 0.00% | +0.36 | +97.49 | 135.78 | 77.15% | 76.50% | 76.76% |
| 2025-06 | +0.00% | -6.43% | 0.23% | -2.40% | -5.39 | 0.00% | +0.22 | +97.13 | 131.10 | 77.19% | 75.63% | 76.12% |
| 2025-05 | +0.00% | -6.43% | 0.23% | -2.28% | -5.21 | 0.00% | +0.39 | +96.91 | 127.74 | 77.76% | 77.03% | 77.33% |
| 2025-04 | +0.00% | -6.43% | 0.23% | -2.28% | -5.04 | 0.00% | +0.34 | +96.52 | 122.59 | 77.06% | 76.43% | 76.59% |
| 2025-03 | +0.00% | -6.43% | 0.23% | -2.16% | -4.88 | 0.00% | -0.05 | +96.18 | 123.41 | 77.63% | 77.23% | 77.60% |
| 2025-02 | +0.00% | -6.43% | 0.23% | -2.04% | -4.73 | 0.00% | +0.73 | +96.23 | 125.79 | 77.65% | 76.44% | 76.63% |
| 2025-01 | +0.00% | -6.43% | 0.23% | -2.04% | -4.58 | 0.00% | +0.58 | +95.50 | 128.83 | 78.10% | 77.23% | 77.64% |
| 2024-12 | +0.00% | -6.43% | 0.23% | -1.92% | -4.43 | 0.00% | -0.08 | +94.92 | 126.19 | 75.89% | 76.61% | 78.01% |
| 2024-11 | +0.00% | -6.43% | 0.23% | -1.80% | -4.29 | 0.00% | +0.20 | +95.00 | 127.43 | 76.75% | 78.25% | 78.57% |
| 2024-10 | +0.00% | -6.43% | 0.23% | -1.80% | -4.16 | 0.00% | +0.23 | +94.80 | 122.89 | 76.44% | 78.10% | 78.58% |
| 2024-09 | +0.00% | -6.43% | 0.23% | -1.68% | -4.03 | 0.00% | +0.28 | +94.57 | 122.59 | 76.36% | 77.82% | 79.22% |
| 2024-08 | +0.00% | -6.43% | 0.23% | — | -3.74 | 0.00% | -0.47 | +94.29 | 118.16 | 76.70% | 77.82% | 79.16% |
| 2024-07 | +0.00% | -6.43% | 0.23% | -1.56% | -3.77 | 0.00% | +0.39 | +94.76 | 119.62 | 76.17% | 77.74% | 79.64% |
| 2024-06 | +0.00% | -6.43% | 0.23% | -1.44% | -3.65 | 0.00% | +0.39 | +94.37 | 117.70 | 75.41% | 77.81% | 79.35% |
| 2024-05 | +0.00% | -6.43% | 0.23% | -1.44% | -3.53 | 0.00% | -0.52 | +93.98 | 114.08 | 75.89% | 77.50% | 79.01% |
| 2024-04 | +0.00% | -6.43% | 0.23% | -1.32% | -3.41 | 0.00% | -0.03 | +94.50 | 111.40 | 74.69% | 76.27% | 77.79% |
| 2024-03 | +0.00% | -6.43% | 0.23% | -1.32% | -3.29 | 0.00% | -1.64 | +94.53 | 114.10 | 75.21% | 76.77% | 78.50% |
| 2024-02 | +0.00% | -6.43% | 0.23% | -1.20% | -3.17 | 0.00% | +0.28 | +96.17 | 110.11 | 72.99% | 74.52% | 76.11% |
| 2024-01 | +0.00% | -6.43% | 0.23% | -1.20% | -3.06 | 0.00% | +0.49 | +95.89 | 106.66 | 73.10% | 74.99% | 75.89% |
| 2023-12 | +0.00% | -6.43% | 0.25% | -1.08% | -2.95 | 0.00% | -0.39 | +95.40 | 105.34 | 73.99% | 74.94% | 76.22% |
| 2023-11 | +0.00% | -6.43% | 0.25% | -1.08% | -2.84 | 0.00% | -0.38 | +95.79 | 102.02 | 72.42% | 73.34% | 75.02% |
| 2023-10 | +0.00% | -6.43% | 0.25% | -0.96% | -2.74 | 0.00% | +1.76 | +96.17 | 100.66 | 70.58% | 72.67% | 74.61% |
| 2023-09 | +0.00% | -6.43% | 0.25% | -0.96% | -2.63 | 0.00% | +1.18 | +94.41 | 98.82 | 70.24% | 71.17% | 73.10% |
| 2023-08 | +0.00% | -6.43% | 0.25% | -0.84% | -2.52 | 0.00% | +5.32 | +93.23 | 100.91 | 69.69% | 70.87% | 72.66% |
| 2023-07 | +0.00% | -6.43% | 0.25% | -0.72% | -2.42 | 0.00% | +1.43 | +87.91 | 96.00 | 70.89% | 72.50% | 74.15% |
| 2023-06 | +0.00% | -6.43% | 0.25% | -0.72% | -2.33 | 0.00% | +2.87 | +86.48 | 91.89 | 68.36% | 71.74% | 74.30% |
| 2023-05 | +0.00% | -6.43% | 0.25% | -0.60% | -2.24 | 0.00% | +0.10 | +83.61 | 87.07 | 67.13% | 70.64% | 74.45% |
| 2023-04 | +0.00% | -6.43% | 0.25% | -0.60% | -2.15 | 0.00% | +0.70 | +83.51 | 84.84 | 66.53% | 69.60% | 72.89% |
| 2023-03 | +0.00% | -6.43% | 0.25% | -0.48% | -2.08 | 0.00% | +1.10 | +82.81 | 83.04 | 65.39% | 69.01% | 72.96% |
| 2023-02 | +0.00% | -6.43% | 0.25% | -0.36% | -2.02 | 0.00% | +1.43 | +81.71 | 82.68 | 64.77% | 68.59% | 71.98% |
| 2023-01 | +0.00% | -6.43% | 0.25% | -0.36% | -1.98 | 0.00% | +0.78 | +80.28 | 79.86 | 64.90% | 68.14% | 71.25% |
| 2022-12 | +0.00% | -6.43% | 0.06% | -0.36% | -1.98 | 0.00% | +1.32 | +79.50 | 76.01 | 64.28% | 68.31% | 70.81% |
| 2022-11 | +0.00% | -6.43% | 0.06% | -0.24% | -2.05 | 0.00% | +0.85 | +78.18 | 76.02 | 63.89% | 67.19% | 71.43% |
| 2022-10 | +0.00% | -6.43% | 0.06% | -0.24% | -2.30 | 0.00% | +0.11 | +77.33 | 75.08 | 65.01% | 68.99% | 72.72% |
| 2022-09 | +0.00% | -6.43% | 0.06% | -0.24% | -2.48 | 0.00% | +1.25 | +77.22 | 72.77 | 62.65% | 69.14% | 71.94% |
| 2022-08 | +0.00% | -6.43% | 0.06% | -0.24% | -2.75 | 0.00% | +0.15 | +75.97 | 74.56 | 64.71% | 68.78% | 71.47% |
| 2022-07 | +0.00% | -6.43% | 0.06% | -0.12% | -3.75 | 0.00% | +0.47 | +75.82 | 77.18 | 64.59% | 68.86% | 71.05% |
| 2022-06 | +0.00% | -6.43% | 0.06% | -0.12% | -3.91 | 0.00% | +2.56 | +75.35 | 73.21 | 61.88% | 57.03% | 71.88% |
| 2022-05 | +0.00% | -6.43% | 0.06% | -0.12% | -3.85 | 0.00% | +1.11 | +72.79 | 73.85 | 62.21% | 68.37% | 72.11% |
| 2022-04 | +0.00% | -6.43% | 0.06% | -0.12% | -4.00 | 0.00% | +0.35 | +71.68 | 74.37 | 60.33% | 67.58% | 71.16% |
| 2022-03 | +0.00% | -6.43% | 0.06% | -0.24% | -4.31 | 0.00% | +0.64 | +71.33 | 76.82 | 60.56% | 57.22% | 71.14% |
| 2022-02 | +0.00% | -6.43% | 0.06% | -0.24% | -4.39 | 0.00% | +4.64 | +70.69 | 74.88 | 57.60% | 64.01% | 69.06% |
| 2022-01 | +0.00% | -6.43% | 0.06% | -0.24% | -4.59 | 0.00% | +7.65 | +66.05 | 70.00 | 58.09% | 66.24% | 70.07% |
| 2021-12 | +0.00% | -6.43% | 0.26% | -0.24% | -4.69 | 0.00% | +6.44 | +58.40 | 65.49 | 58.31% | 56.24% | 70.35% |
| 2021-11 | +0.00% | -6.43% | 0.26% | -0.24% | -5.10 | 0.00% | +3.58 | +51.96 | 59.34 | 55.88% | 68.23% | 71.54% |
| 2021-10 | +0.00% | -6.43% | 0.26% | -0.24% | -5.58 | 0.00% | +7.59 | +48.38 | 56.31 | 52.69% | 67.71% | 70.59% |
| 2021-09 | +0.00% | -6.43% | 0.26% | -0.24% | -5.60 | 0.00% | +1.98 | +40.79 | 46.98 | 52.51% | 68.22% | 74.10% |
| 2021-08 | +0.00% | -6.43% | 0.26% | -0.24% | -5.76 | 0.00% | +1.72 | +38.81 | 46.35 | 52.94% | 69.86% | 73.70% |
| 2021-07 | +0.00% | -6.43% | 0.26% | -0.24% | -5.92 | 0.00% | +3.29 | +37.09 | 42.64 | 52.58% | 65.83% | 68.62% |
| 2021-06 | +0.00% | -6.43% | 0.26% | -0.24% | -6.11 | 0.00% | +5.39 | +33.80 | 39.27 | 50.19% | 64.30% | 66.77% |
| 2021-05 | +0.00% | -6.43% | 0.26% | -0.24% | -6.31 | 0.00% | +5.68 | +28.41 | 34.10 | 31.20% | 48.21% | 49.74% |
| 2021-04 | +0.00% | -6.43% | 0.26% | -0.24% | -6.54 | 0.00% | +10.71 | +22.73 | 27.55 | 23.77% | 47.11% | 48.75% |
| 2021-03 | +0.00% | -6.43% | 0.26% | -0.24% | -6.79 | 0.00% | +4.02 | +12.02 | 16.46 | 32.26% | 69.32% | 71.20% |
| 2021-02 | +0.00% | -6.43% | 0.26% | -0.24% | -7.33 | 0.00% | +0.04 | +8.00 | 11.85 | 30.80% | 83.12% | 84.22% |
| 2021-01 | +0.00% | -6.43% | 0.26% | -1.80% | -0.43 | 2.88% | +0.30 | +7.96 | 11.47 | 28.60% | 82.82% | 83.70% |
| 2020-12 | +0.00% | -6.43% | 0.19% | — | — | — | +0.04 | +7.66 | 9.98 | 22.75% | 81.36% | 82.46% |
| 2020-11 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +7.62 | 9.42 | 4.46% | 64.44% | 81.95% |
| 2020-10 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +7.62 | 9.32 | 19.53% | 80.69% | 82.08% |
| 2020-09 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +7.62 | 8.69 | 15.65% | 78.48% | 80.09% |
| 2020-08 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +7.62 | 8.65 | 18.73% | 78.84% | 80.35% |
| 2020-07 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +7.62 | 8.62 | 17.63% | 78.77% | 80.28% |
| 2020-06 | +0.00% | -6.43% | 0.19% | — | — | — | -1.00 | +7.62 | 8.25 | 15.64% | 78.30% | 79.52% |
| 2020-05 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +8.62 | 9.23 | 17.01% | 70.75% | 71.72% |
| 2020-04 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +8.62 | 9.69 | 15.07% | 72.03% | 72.96% |
| 2020-03 | +0.00% | -6.43% | 0.19% | — | — | — | +0.00 | +8.62 | 9.65 | 11.71% | 81.45% | 81.87% |
| 2020-02 | +0.00% | -6.43% | 0.19% | — | — | — | +0.01 | +8.62 | 9.96 | 13.86% | 81.63% | 81.83% |
| 2020-01 | +0.00% | -6.43% | 0.19% | — | — | — | +0.04 | +8.61 | 9.98 | 14.93% | 81.76% | 81.86% |
| 2019-12 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.57 | 9.52 | 12.18% | 80.67% | 80.78% |
| 2019-11 | +0.00% | -6.43% | 0.25% | — | — | — | -0.39 | +8.57 | 9.52 | 13.34% | 80.67% | 80.78% |
| 2019-10 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.96 | 10.01 | 14.29% | 77.72% | 77.92% |
| 2019-09 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.96 | 9.84 | 13.31% | 81.40% | 81.50% |
| 2019-08 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.96 | 9.85 | 14.52% | 81.62% | 81.62% |
| 2019-07 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.96 | 9.98 | 16.73% | 81.76% | 81.76% |
| 2019-06 | +0.00% | -6.43% | 0.25% | — | — | — | +0.45 | +8.96 | 10.12 | 18.48% | 82.11% | 82.11% |
| 2019-05 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.51 | 9.36 | 17.31% | 85.47% | 85.47% |
| 2019-04 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.51 | 8.84 | 10.41% | 82.35% | 84.28% |
| 2019-03 | +0.00% | -6.43% | 0.25% | — | — | — | +0.40 | +8.51 | 8.67 | 10.61% | 94.69% | 89.04% |
| 2019-02 | +0.00% | -6.43% | 0.25% | — | — | — | +0.00 | +8.11 | 8.12 | 4.31% | 92.49% | 94.58% |
| 2019-01 | +0.00% | -6.43% | 0.25% | — | — | — | -0.01 | +8.11 | 8.31 | 6.02% | 94.83% | 96.51% |
| 2018-12 | +0.00% | -6.43% | 0.49% | — | — | — | -0.27 | +8.12 | 8.30 | 3.98% | 92.89% | 92.77% |
| 2018-11 | +0.00% | -6.43% | 0.49% | — | — | — | -0.16 | +8.39 | 8.59 | 3.73% | 91.39% | 91.39% |
| 2018-10 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.55 | 8.78 | 4.21% | 90.89% | 90.77% |
| 2018-09 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.55 | 8.69 | 5.29% | 90.10% | 92.17% |
| 2018-08 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.55 | 8.66 | 5.31% | 90.99% | 92.15% |
| 2018-07 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.55 | 8.70 | 5.29% | 91.15% | 92.30% |
| 2018-06 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.55 | 8.61 | 5.23% | 90.13% | 92.22% |
| 2018-05 | +0.00% | -6.43% | 0.49% | — | — | — | +0.01 | +8.55 | 8.57 | 6.53% | 91.60% | 91.83% |
| 2018-04 | +0.00% | -6.43% | 0.49% | — | — | — | +0.20 | +8.54 | 8.63 | 3.59% | 89.46% | 89.69% |
| 2018-03 | +0.00% | -6.43% | 0.49% | — | — | — | +0.26 | +8.34 | 8.54 | 1.17% | 89.34% | 89.46% |
| 2018-02 | +0.00% | -6.43% | 0.49% | — | — | — | +0.00 | +8.08 | 8.28 | 1.33% | 88.53% | 88.77% |
| 2018-01 | +0.00% | -6.43% | 0.49% | — | — | — | -0.24 | +8.08 | 8.17 | 1.10% | 87.88% | 88.62% |
| 2017-12 | +0.00% | -6.43% | 0.00% | — | — | — | +4.70 | +8.32 | 8.46 | 1.89% | 30.61% | 31.21% |
| 2017-11 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +3.62 | 3.70 | 6.22% | 59.46% | 60.81% |
| 2017-10 | +0.00% | -6.43% | 0.00% | — | — | — | +0.11 | +3.62 | 3.72 | 6.18% | 33.60% | 34.95% |
| 2017-09 | +0.00% | -6.43% | 0.00% | — | — | — | +2.65 | +3.51 | 3.64 | 6.32% | 1.10% | 2.47% |
| 2017-08 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 0.98 | 22.45% | 4.08% | 9.18% |
| 2017-07 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 1.00 | 24.00% | 8.00% | 15.00% |
| 2017-06 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 1.00 | 24.00% | 5.00% | 13.00% |
| 2017-05 | +0.00% | -6.43% | 0.00% | — | — | — | -0.03 | +0.86 | 0.99 | 27.27% | 11.11% | 14.14% |
| 2017-04 | +0.00% | -6.43% | 0.00% | — | — | — | +0.03 | +0.89 | 1.02 | 26.47% | 10.78% | 13.73% |
| 2017-03 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 0.99 | 24.24% | 11.11% | 15.15% |
| 2017-02 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 0.99 | 24.24% | 8.08% | 14.14% |
| 2017-01 | +0.00% | -6.43% | 0.00% | — | — | — | +0.00 | +0.86 | 0.99 | 24.24% | 8.08% | 15.15% |
| 2016-12 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.86 | 1.01 | 17.82% | 4.95% | 8.91% |
| 2016-11 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.86 | 1.01 | 20.79% | 7.92% | 8.91% |
| 2016-10 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.86 | 1.01 | 17.82% | 4.95% | 2.97% |
| 2016-09 | +0.00% | -6.43% | — | — | — | — | +0.55 | +0.86 | 1.01 | 18.81% | 4.95% | 2.97% |
| 2016-08 | +0.00% | -6.43% | — | — | — | — | +0.31 | +0.31 | 0.46 | 19.57% | 17.39% | 13.04% |
| 2016-07 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.15 | 60.00% | 53.33% | 40.00% |
| 2016-06 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.15 | 53.33% | 46.67% | 33.33% |
| 2016-05 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.15 | 60.00% | 33.33% | 13.33% |
| 2016-04 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.15 | 60.00% | 33.33% | 20.00% |
| 2016-03 | +0.00% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.14 | 57.14% | 28.57% | 14.29% |
| 2016-02 | -6.43% | -6.43% | — | — | — | — | +0.00 | +0.00 | 0.14 | 57.14% | 28.57% | 14.29% |
המידע המוצג באתר מבוסס על נתונים היסטוריים ומיועד למטרות מידע כללי בלבד. הוא אינו מהווה ייעוץ פנסיוני, ייעוץ השקעות או המלצה לפעולה, ואינו תחליף לייעוץ מקצועי מותאם אישית.