חודשים בטווח
127
קופת גמל עמ"י מסלול לבני 50 ומטה (9938)
נתונים היסטוריים מלאים עבור קופת גמל עמ"י מסלול לבני 50 ומטה (9938), 127 חודשים. לצפייה בגרפים אינטראקטיביים וזום לתאריכים — עברו לכלי ההשוואה.
מזהה קרן: 9938 | שם קרן: קופת גמל עמ"י מסלול לבני 50 ומטה | סיווג קרן: תגמולים ואישית לפיצויים | חברה שולטת: הסתדרות עובדי המדינה | חברה מנהלת: עמ"י - חברה לניהול קופות גמל ענפיות בע"מ | אוכלוסיית יעד: עובדי סקטור מסויים | התמחות: מדרגות | תת התמחות: עד 50.
למערכת הגרפים וההשוואה מעבר לגרפים אינטראקטיביים, זום ותצוגת מדדיםעדכונים חודשיים למייל
קבלו פעם בחודש עדכון על קופת גמל עמ"י מסלול לבני 50 ומטה (9938) ישירות למייל.
בחירת טווח זמן
תשואה חודשית אחרונה
+1.21%
תשואה מצטברת בטווח
+99.02%
| חודש | תשואה חודשית | תשואה מצטברת | דמי ניהול שנתיים | אלפא | שארפ | סטיית תקן | הפקדות נטו חודשי (מ׳ ש״ח) |
הפקדות נטו מצטבר (מ׳ ש״ח) |
סך הנכסים (מ׳ ש״ח) |
חשיפה למניות | חשיפה לחו״ל | חשיפה למט״ח |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-08 | +1.21% | +99.02% | 0.39% | -0.60% | 0.87 | 7.54% | +0.08 | +56.75 | 92.66 | 62.34% | 43.48% | 20.06% |
| 2026-07 | -0.47% | +96.64% | 0.39% | -1.08% | 0.85 | 7.54% | -1.14 | +56.67 | 91.51 | 62.26% | 43.42% | 19.57% |
| 2026-06 | -1.25% | +97.57% | 0.39% | — | 0.99 | 7.53% | -0.69 | +57.81 | 93.11 | 61.57% | 43.12% | 19.61% |
| 2026-05 | +2.24% | +100.07% | 0.39% | -0.84% | 1.01 | 7.48% | +1.52 | +58.50 | 95.02 | 60.53% | 37.70% | 18.84% |
| 2026-04 | +5.11% | +95.69% | 0.39% | -1.44% | 0.95 | 7.44% | -0.22 | +56.98 | 91.49 | 60.65% | 35.67% | 19.01% |
| 2026-03 | -3.06% | +86.17% | 0.39% | -1.56% | 0.81 | 7.20% | -0.22 | +57.20 | 87.28 | 59.51% | 35.70% | 17.71% |
| 2026-02 | +0.90% | +92.05% | 0.39% | -1.32% | 1.08 | 7.05% | -0.32 | +57.42 | 90.29 | 59.15% | 34.67% | 19.06% |
| 2026-01 | +2.91% | +90.34% | 0.39% | -1.20% | 1.07 | 7.05% | +0.07 | +57.74 | 89.83 | 57.73% | 33.71% | 19.14% |
| 2025-12 | +1.31% | +84.95% | 0.41% | -1.20% | 0.98 | 6.98% | -0.68 | +57.67 | 87.25 | 57.94% | 35.50% | 19.52% |
| 2025-11 | +0.76% | +82.56% | 0.41% | -1.08% | 0.97 | 7.01% | +0.75 | +58.35 | 86.83 | 56.81% | 36.63% | 19.97% |
| 2025-10 | +1.74% | +81.18% | 0.41% | -0.96% | 1.01 | 7.22% | +0.36 | +57.60 | 85.46 | 56.90% | 37.30% | 20.27% |
| 2025-09 | +2.55% | +78.09% | 0.41% | -1.08% | 0.96 | 7.21% | -1.25 | +57.24 | 83.68 | 55.89% | 37.24% | 20.09% |
| 2025-08 | +0.80% | +73.66% | 0.41% | -1.20% | 0.83 | 7.28% | -0.71 | +58.49 | 82.88 | 55.41% | 36.62% | 20.48% |
| 2025-07 | +1.48% | +72.28% | 0.41% | -0.96% | 0.86 | 7.42% | +1.78 | +59.20 | 82.97 | 56.04% | 36.87% | 20.20% |
| 2025-06 | +4.50% | +69.77% | 0.41% | -1.08% | 0.85 | 7.46% | -0.29 | +57.42 | 80.02 | 56.45% | 37.87% | 20.63% |
| 2025-05 | +2.63% | +62.46% | 0.41% | -0.48% | 0.68 | 7.28% | +1.12 | +57.71 | 76.91 | 54.56% | 39.55% | 21.15% |
| 2025-04 | +0.89% | +58.29% | 0.41% | -0.48% | 0.60 | 7.23% | +1.54 | +56.59 | 73.85 | 53.53% | 38.79% | 20.69% |
| 2025-03 | -1.79% | +56.90% | 0.41% | -0.36% | 0.64 | 7.61% | +0.65 | +55.05 | 71.67 | 54.63% | 41.26% | 21.84% |
| 2025-02 | -0.57% | +59.76% | 0.41% | -0.24% | 0.57 | 8.89% | +0.23 | +54.40 | 72.35 | 54.65% | 40.33% | 19.57% |
| 2025-01 | +1.63% | +60.67% | 0.41% | +0.00% | 0.56 | 9.06% | +1.27 | +54.17 | 72.57 | 55.51% | 42.26% | 20.79% |
| 2024-12 | +0.51% | +58.10% | 0.38% | -0.12% | 0.52 | 9.04% | +2.84 | +52.90 | 70.17 | 54.85% | 42.51% | 20.84% |
| 2024-11 | +2.40% | +57.29% | 0.38% | +0.12% | 0.53 | 9.04% | +0.23 | +50.06 | 67.03 | 55.56% | 45.29% | 22.57% |
| 2024-10 | +0.23% | +53.61% | 0.38% | +0.00% | 0.46 | 9.00% | -1.20 | +49.83 | 65.25 | 55.33% | 45.39% | 22.01% |
| 2024-09 | +1.60% | +53.25% | 0.38% | +0.00% | 0.49 | 9.01% | +0.51 | +51.03 | 66.32 | 53.17% | 44.81% | 22.30% |
| 2024-08 | +0.84% | +50.84% | 0.38% | — | 0.44 | 9.01% | +1.68 | +50.52 | 64.79 | 52.69% | 42.89% | 21.78% |
| 2024-07 | +0.66% | +49.58% | 0.38% | +0.12% | 0.43 | 9.03% | +1.91 | +48.84 | 62.60 | 54.68% | 45.85% | 22.67% |
| 2024-06 | +1.85% | +48.60% | 0.38% | +0.24% | 0.43 | 9.02% | +0.40 | +46.93 | 60.31 | 56.92% | 48.08% | 23.55% |
| 2024-05 | +2.02% | +45.90% | 0.38% | -0.24% | 0.40 | 9.02% | +0.87 | +46.53 | 58.83 | 56.14% | 46.88% | 23.15% |
| 2024-04 | -1.62% | +43.02% | 0.38% | -0.48% | 0.32 | 9.04% | -0.94 | +45.66 | 56.84 | 57.11% | 47.33% | 22.50% |
| 2024-03 | +2.39% | +45.37% | 0.38% | -0.60% | 0.43 | 9.02% | +0.15 | +46.60 | 58.74 | 57.54% | 47.65% | 24.06% |
| 2024-02 | +2.54% | +41.98% | 0.38% | -0.60% | 0.36 | 8.97% | -0.88 | +46.45 | 57.24 | 56.57% | 46.30% | 23.06% |
| 2024-01 | +0.70% | +38.46% | 0.38% | -0.48% | 0.29 | 8.93% | +0.27 | +47.33 | 56.71 | 55.74% | 46.57% | 21.90% |
| 2023-12 | +2.89% | +37.50% | 0.37% | -0.72% | 0.32 | 9.02% | -0.25 | +47.06 | 56.06 | 57.19% | 46.90% | 21.87% |
| 2023-11 | +3.84% | +33.64% | 0.37% | -0.72% | 0.18 | 9.14% | -1.37 | +47.31 | 54.74 | 56.49% | 46.82% | 24.35% |
| 2023-10 | -2.72% | +28.69% | 0.37% | -0.72% | 0.05 | 9.00% | -0.03 | +48.68 | 54.07 | 57.04% | 48.51% | 23.17% |
| 2023-09 | -1.62% | +32.29% | 0.37% | -1.20% | 0.15 | 8.98% | -0.79 | +48.71 | 55.64 | 57.62% | 47.47% | 22.74% |
| 2023-08 | -0.25% | +34.47% | 0.37% | -1.20% | 0.23 | 8.94% | -0.57 | +49.50 | 57.37 | 57.49% | 47.12% | 23.88% |
| 2023-07 | +2.97% | +34.81% | 0.37% | -1.20% | 0.28 | 8.95% | +0.31 | +50.07 | 58.10 | 57.30% | 45.42% | 24.03% |
| 2023-06 | +2.27% | +30.92% | 0.37% | -1.32% | 0.20 | 8.89% | -0.03 | +49.76 | 56.13 | 56.44% | 44.54% | 24.05% |
| 2023-05 | +0.88% | +28.01% | 0.37% | -1.56% | 0.12 | 8.84% | +0.30 | +49.79 | 54.92 | 54.79% | 42.73% | 19.48% |
| 2023-04 | +1.85% | +26.90% | 0.37% | -1.68% | 0.11 | 8.84% | -0.26 | +49.49 | 54.17 | 55.62% | 43.66% | 19.94% |
| 2023-03 | +0.73% | +24.59% | 0.37% | -1.92% | 0.06 | 8.81% | +0.79 | +49.75 | 53.45 | 54.56% | 42.56% | 19.01% |
| 2023-02 | -2.72% | +23.69% | 0.37% | -1.80% | 0.04 | 8.82% | +0.24 | +48.96 | 52.29 | 54.68% | 42.32% | 19.24% |
| 2023-01 | +2.16% | +27.15% | 0.37% | -1.80% | 0.14 | 8.76% | -0.44 | +48.72 | 53.53 | 53.43% | 38.93% | 19.00% |
| 2022-12 | -2.94% | +24.46% | 0.35% | -1.80% | 0.08 | 8.74% | -0.07 | +49.16 | 52.86 | 50.47% | 35.21% | 17.69% |
| 2022-11 | -0.01% | +28.23% | 0.35% | -1.44% | 0.22 | 8.62% | +0.12 | +49.23 | 54.55 | 51.40% | 33.88% | 18.50% |
| 2022-10 | +2.07% | +28.24% | 0.35% | -1.56% | 0.24 | 8.63% | +0.07 | +49.11 | 54.45 | 51.94% | 32.01% | 17.26% |
| 2022-09 | -4.57% | +25.64% | 0.35% | -1.56% | 0.18 | 8.59% | +0.13 | +49.04 | 53.29 | 51.00% | 33.76% | 14.36% |
| 2022-08 | -1.83% | +31.66% | 0.35% | -1.44% | 0.39 | 8.31% | -0.22 | +48.91 | 55.73 | 53.35% | 34.49% | 15.66% |
| 2022-07 | +3.59% | +34.11% | 0.35% | -1.44% | 0.48 | 8.25% | +1.02 | +49.13 | 57.00 | 52.47% | 34.11% | 17.25% |
| 2022-06 | -2.99% | +29.46% | 0.35% | -1.68% | 0.36 | 8.13% | +0.56 | +48.11 | 54.04 | 52.65% | 34.53% | 16.04% |
| 2022-05 | -3.83% | +33.45% | 0.35% | -1.20% | 0.49 | 8.00% | +0.12 | +47.55 | 55.14 | 53.55% | 34.71% | 16.16% |
| 2022-04 | -1.52% | +38.77% | 0.35% | -1.08% | 0.70 | 7.77% | -0.05 | +47.43 | 57.22 | 56.66% | 35.02% | 15.82% |
| 2022-03 | +0.45% | +40.91% | 0.35% | -0.96% | 0.80 | 7.72% | -0.02 | +47.48 | 58.16 | 56.72% | 34.89% | 16.97% |
| 2022-02 | -1.58% | +40.28% | 0.35% | -1.08% | 0.78 | 7.72% | +0.50 | +47.50 | 57.95 | 56.19% | 34.98% | 15.41% |
| 2022-01 | -2.65% | +42.53% | 0.35% | -0.48% | 0.88 | 7.67% | -0.06 | +47.00 | 58.40 | 58.00% | 36.25% | 15.98% |
| 2021-12 | +2.48% | +46.41% | 0.34% | +0.12% | 1.03 | 7.54% | -0.09 | +47.06 | 60.07 | 58.03% | 36.92% | 15.47% |
| 2021-11 | +0.16% | +42.87% | 0.34% | -0.12% | 0.95 | 7.49% | +0.17 | +47.15 | 58.72 | 56.25% | 37.26% | 14.39% |
| 2021-10 | +3.27% | +42.64% | 0.34% | +0.00% | 0.97 | 7.49% | +0.53 | +46.98 | 58.47 | 54.22% | 35.76% | 16.47% |
| 2021-09 | -1.07% | +38.12% | 0.34% | -0.12% | 0.85 | 7.39% | +0.51 | +46.45 | 56.11 | 53.07% | 36.48% | 18.48% |
| 2021-08 | +1.26% | +39.62% | 0.34% | +0.24% | 0.90 | 7.37% | +1.35 | +45.94 | 56.22 | 54.71% | 38.05% | 19.92% |
| 2021-07 | +0.10% | +37.88% | 0.34% | +0.48% | 0.85 | 7.37% | +0.05 | +44.59 | 54.20 | 54.13% | 37.20% | 22.14% |
| 2021-06 | +0.66% | +37.74% | 0.34% | +0.36% | 0.88 | 7.40% | +1.19 | +44.54 | 54.11 | 53.43% | 35.69% | 19.87% |
| 2021-05 | +1.06% | +36.84% | 0.34% | +0.24% | 0.85 | 7.42% | +0.71 | +43.35 | 52.58 | 53.63% | 34.96% | 19.72% |
| 2021-04 | +2.15% | +35.40% | 0.34% | +0.48% | 0.82 | 7.42% | +0.91 | +42.64 | 51.34 | 53.86% | 33.25% | 20.16% |
| 2021-03 | +2.40% | +32.55% | 0.34% | +0.24% | 0.75 | 7.38% | +0.57 | +41.73 | 49.38 | 52.86% | 32.64% | 19.79% |
| 2021-02 | +0.45% | +29.45% | 0.34% | +0.24% | 0.68 | 7.33% | +0.77 | +41.16 | 47.67 | 51.40% | 33.21% | 19.49% |
| 2021-01 | +1.52% | +28.87% | 0.34% | +0.48% | 0.68 | 7.34% | +0.97 | +40.39 | 46.73 | 50.82% | 33.66% | 19.22% |
| 2020-12 | +2.12% | +26.94% | 0.32% | — | — | — | +3.14 | +39.42 | 45.08 | 52.46% | 35.63% | 21.72% |
| 2020-11 | +4.58% | +24.30% | 0.32% | — | — | — | +1.31 | +36.28 | 41.06 | 50.17% | 33.41% | 24.55% |
| 2020-10 | +0.58% | +18.86% | 0.32% | — | — | — | +0.28 | +34.97 | 38.01 | 47.57% | 31.62% | 13.00% |
| 2020-09 | -2.30% | +18.17% | 0.32% | — | — | — | +1.65 | +34.69 | 37.52 | 48.67% | 32.46% | 20.02% |
| 2020-08 | +3.78% | +20.96% | 0.32% | — | — | — | +2.66 | +33.04 | 36.73 | 49.25% | 32.64% | 21.32% |
| 2020-07 | +2.62% | +16.55% | 0.32% | — | — | — | +0.59 | +30.38 | 32.78 | 49.91% | 32.49% | 21.57% |
| 2020-06 | -0.70% | +13.57% | 0.32% | — | — | — | +0.36 | +29.79 | 31.38 | 49.52% | 32.12% | 22.69% |
| 2020-05 | +1.15% | +14.38% | 0.32% | — | — | — | +0.30 | +29.43 | 31.25 | 48.67% | 30.66% | 21.44% |
| 2020-04 | +5.92% | +13.07% | 0.32% | — | — | — | +0.04 | +29.13 | 30.60 | 48.89% | 29.93% | 21.21% |
| 2020-03 | -9.87% | +6.75% | 0.32% | — | — | — | -0.26 | +29.09 | 28.87 | 47.18% | 28.96% | 19.40% |
| 2020-02 | -3.45% | +18.45% | 0.32% | — | — | — | +0.79 | +29.35 | 32.32 | 45.33% | 27.82% | 17.30% |
| 2020-01 | +0.34% | +22.68% | 0.32% | — | — | — | +0.33 | +28.56 | 32.70 | 48.07% | 29.63% | 19.51% |
| 2019-12 | +0.67% | +22.26% | 0.29% | — | — | — | -0.14 | +28.23 | 32.28 | 48.51% | 30.14% | 20.20% |
| 2019-11 | +0.96% | +21.45% | 0.29% | — | — | — | +0.47 | +28.37 | 32.21 | 45.42% | 27.26% | 19.62% |
| 2019-10 | +1.44% | +20.29% | 0.29% | — | — | — | +0.12 | +27.90 | 31.44 | 45.39% | 27.39% | 19.88% |
| 2019-09 | +1.39% | +18.59% | 0.29% | — | — | — | -0.30 | +27.78 | 30.89 | 44.71% | 26.93% | 19.26% |
| 2019-08 | -0.86% | +16.96% | 0.29% | — | — | — | +0.06 | +28.08 | 30.78 | 42.85% | 26.48% | 19.75% |
| 2019-07 | +0.43% | +17.97% | 0.29% | — | — | — | +0.66 | +28.02 | 31.00 | 43.71% | 27.06% | 20.39% |
| 2019-06 | +1.83% | +17.47% | 0.29% | — | — | — | +0.86 | +27.36 | 30.22 | 44.28% | 27.53% | 20.78% |
| 2019-05 | -1.54% | +15.36% | 0.29% | — | — | — | +1.32 | +26.50 | 28.84 | 42.75% | 25.87% | 20.77% |
| 2019-04 | +1.95% | +17.16% | 0.29% | — | — | — | -0.41 | +25.18 | 27.97 | 46.05% | 27.89% | 22.74% |
| 2019-03 | +0.64% | +14.92% | 0.29% | — | — | — | +1.73 | +25.59 | 27.85 | 43.91% | 27.54% | 21.80% |
| 2019-02 | +1.33% | +14.19% | 0.29% | — | — | — | +1.83 | +23.86 | 25.96 | 41.95% | 24.96% | 18.80% |
| 2019-01 | +3.13% | +12.69% | 0.29% | — | — | — | +0.74 | +22.03 | 23.81 | 42.88% | 24.78% | 16.42% |
| 2018-12 | -3.83% | +9.27% | 0.30% | — | — | — | +0.72 | +21.29 | 22.37 | 42.91% | 25.12% | 15.56% |
| 2018-11 | +0.52% | +13.62% | 0.30% | — | — | — | +0.81 | +20.57 | 22.53 | 52.82% | 34.18% | 25.08% |
| 2018-10 | -2.38% | +13.04% | 0.30% | — | — | — | +0.49 | +19.76 | 21.62 | 45.14% | 26.69% | 17.07% |
| 2018-09 | +0.05% | +15.79% | 0.30% | — | — | — | +0.20 | +19.27 | 21.65 | 46.51% | 27.34% | 18.06% |
| 2018-08 | +1.59% | +15.73% | 0.30% | — | — | — | +0.67 | +19.07 | 21.45 | 46.99% | 26.25% | 19.07% |
| 2018-07 | +1.44% | +13.92% | 0.30% | — | — | — | -0.19 | +18.40 | 20.45 | 48.17% | 27.63% | 19.95% |
| 2018-06 | -0.03% | +12.31% | 0.30% | — | — | — | +1.63 | +18.59 | 20.35 | 45.01% | 25.36% | 23.05% |
| 2018-05 | +0.43% | +12.34% | 0.30% | — | — | — | +0.81 | +16.96 | 18.73 | 44.26% | 24.19% | 21.94% |
| 2018-04 | +0.77% | +11.86% | 0.30% | — | — | — | +0.43 | +16.15 | 17.85 | 44.09% | 23.64% | 17.59% |
| 2018-03 | -0.83% | +11.00% | 0.30% | — | — | — | +0.73 | +15.72 | 17.29 | 43.09% | 22.09% | 15.38% |
| 2018-02 | -1.71% | +11.93% | 0.30% | — | — | — | +1.51 | +14.99 | 16.72 | 44.08% | 23.33% | 15.85% |
| 2018-01 | +1.44% | +13.88% | 0.30% | — | — | — | +0.62 | +13.48 | 15.48 | 47.48% | 24.68% | 18.93% |
| 2017-12 | +0.87% | +12.26% | 0.29% | — | — | — | +0.50 | +12.86 | 14.65 | 44.51% | 22.94% | 16.18% |
| 2017-11 | +0.79% | +11.30% | 0.29% | — | — | — | +0.14 | +12.36 | 14.02 | 46.01% | 23.75% | 16.55% |
| 2017-10 | +1.07% | +10.42% | 0.29% | — | — | — | +0.15 | +12.22 | 13.78 | 45.72% | 24.09% | 16.62% |
| 2017-09 | +0.39% | +9.25% | 0.29% | — | — | — | +0.62 | +12.07 | 13.49 | 45.52% | 23.20% | 20.31% |
| 2017-08 | -0.05% | +8.83% | 0.29% | — | — | — | +0.39 | +11.45 | 12.81 | 45.04% | 21.78% | 16.08% |
| 2017-07 | +1.17% | +8.88% | 0.29% | — | — | — | +0.62 | +11.06 | 12.44 | 43.57% | 20.42% | 14.31% |
| 2017-06 | -0.56% | +7.62% | 0.29% | — | — | — | +0.16 | +10.44 | 11.68 | 44.86% | 20.89% | 14.64% |
| 2017-05 | +1.00% | +8.23% | 0.29% | — | — | — | +0.59 | +10.28 | 11.58 | 45.34% | 21.50% | 20.55% |
| 2017-04 | +0.87% | +7.16% | 0.29% | — | — | — | +0.51 | +9.69 | 10.88 | 40.72% | 21.60% | 20.59% |
| 2017-03 | +0.01% | +6.23% | 0.29% | — | — | — | +1.06 | +9.18 | 10.28 | 39.20% | 20.91% | 14.30% |
| 2017-02 | +0.81% | +6.22% | 0.29% | — | — | — | +1.37 | +8.12 | 9.23 | 40.20% | 20.91% | 20.59% |
| 2017-01 | -0.14% | +5.37% | 0.29% | — | — | — | +1.50 | +6.75 | 7.78 | 42.16% | 22.62% | 16.84% |
| 2016-12 | +0.88% | +5.52% | — | — | — | — | +1.08 | +5.25 | 6.32 | 39.72% | 19.62% | 15.19% |
| 2016-11 | +0.68% | +4.60% | — | — | — | — | +0.44 | +4.17 | 5.19 | 37.76% | 20.42% | 15.03% |
| 2016-10 | -0.16% | +3.89% | — | — | — | — | +0.16 | +3.73 | 4.73 | 38.27% | 20.93% | 14.80% |
| 2016-09 | -0.65% | +4.06% | — | — | — | — | +0.32 | +3.57 | 4.58 | 37.34% | 20.09% | 13.97% |
| 2016-08 | -0.03% | +4.74% | — | — | — | — | +0.57 | +3.25 | 4.29 | 34.73% | 18.88% | 15.15% |
| 2016-07 | +2.03% | +4.77% | — | — | — | — | +0.70 | +2.68 | 3.71 | 32.08% | 16.98% | 12.67% |
| 2016-06 | -0.69% | +2.69% | — | — | — | — | +0.32 | +1.98 | 2.96 | 35.81% | 18.92% | 13.18% |
| 2016-05 | +0.20% | +3.40% | — | — | — | — | +0.22 | +1.66 | 2.66 | 40.98% | 21.43% | 15.04% |
| 2016-04 | +0.80% | +3.19% | — | — | — | — | +0.17 | +1.44 | 2.43 | 37.86% | 21.40% | 14.40% |
| 2016-03 | +1.27% | +2.37% | — | — | — | — | +0.14 | +1.27 | 2.24 | 37.05% | 21.43% | 14.29% |
| 2016-02 | +1.09% | +1.09% | — | — | — | — | +1.13 | +1.13 | 2.07 | 34.78% | 16.43% | 15.46% |
המידע המוצג באתר מבוסס על נתונים היסטוריים ומיועד למטרות מידע כללי בלבד. הוא אינו מהווה ייעוץ פנסיוני, ייעוץ השקעות או המלצה לפעולה, ואינו תחליף לייעוץ מקצועי מותאם אישית.