חודשים בטווח
128
כלל פנסיה משלימה לבני 60 ומעלה (9635)
נתונים היסטוריים מלאים עבור כלל פנסיה משלימה לבני 60 ומעלה (9635), 128 חודשים. לצפייה בגרפים אינטראקטיביים וזום לתאריכים — עברו לכלי ההשוואה.
מזהה קרן: 9635 | שם קרן: כלל פנסיה משלימה לבני 60 ומעלה | סיווג קרן: קרנות כלליות | חברה שולטת: אחר | חברה מנהלת: כלל פנסיה וגמל בע"מ | אוכלוסיית יעד: — | התמחות: — | תת התמחות: —.
למערכת הגרפים וההשוואה מעבר לגרפים אינטראקטיביים, זום ותצוגת מדדיםעדכונים חודשיים למייל
קבלו פעם בחודש עדכון על כלל פנסיה משלימה לבני 60 ומעלה (9635) ישירות למייל.
בחירת טווח זמן
תשואה חודשית אחרונה
+0.92%
תשואה מצטברת בטווח
+70.29%
| חודש | תשואה חודשית | תשואה מצטברת | דמי ניהול שנתיים | אלפא | שארפ | סטיית תקן | הפקדות נטו חודשי (מ׳ ש״ח) |
הפקדות נטו מצטבר (מ׳ ש״ח) |
סך הנכסים (מ׳ ש״ח) |
חשיפה למניות | חשיפה לחו״ל | חשיפה למט״ח |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-08 | +0.92% | +70.29% | 0.19% | +0.36% | 0.84 | 4.71% | +4.79 | +448.69 | 593.36 | 30.89% | 33.19% | 14.20% |
| 2026-07 | -0.14% | +68.74% | 0.19% | +0.12% | 0.83 | 4.75% | +15.47 | +443.90 | 582.51 | 31.27% | 32.40% | 13.28% |
| 2026-06 | -0.01% | +68.98% | 0.19% | — | 0.89 | 4.75% | +7.11 | +428.43 | 568.63 | 32.03% | 32.26% | 13.85% |
| 2026-05 | +2.01% | +68.99% | 0.19% | -0.12% | 0.91 | 4.71% | +7.31 | +421.32 | 560.77 | 31.88% | 28.59% | 13.61% |
| 2026-04 | +2.94% | +65.66% | 0.19% | -0.36% | 0.83 | 4.68% | +7.48 | +414.01 | 542.10 | 31.97% | 29.11% | 13.53% |
| 2026-03 | -1.60% | +60.93% | 0.19% | -0.48% | 0.69 | 4.57% | +5.26 | +406.53 | 521.28 | 30.55% | 29.20% | 13.37% |
| 2026-02 | +0.61% | +63.55% | 0.19% | -0.48% | 0.92 | 4.47% | -3.64 | +401.27 | 522.98 | 30.90% | 28.77% | 13.63% |
| 2026-01 | +1.68% | +62.56% | 0.19% | -0.36% | 0.92 | 4.47% | +4.35 | +404.91 | 523.73 | 30.88% | 28.23% | 13.48% |
| 2025-12 | +0.75% | +59.87% | 0.23% | -0.36% | 0.84 | 4.43% | +13.35 | +400.56 | 509.56 | 30.98% | 29.46% | 12.87% |
| 2025-11 | +0.84% | +58.68% | 0.23% | -0.24% | 0.86 | 4.50% | +5.37 | +387.21 | 493.53 | 30.02% | 29.02% | 14.07% |
| 2025-10 | +1.29% | +57.36% | 0.23% | -0.24% | 0.89 | 4.68% | +7.18 | +381.84 | 483.66 | 29.36% | 28.21% | 14.24% |
| 2025-09 | +1.63% | +55.35% | 0.23% | -0.36% | 0.83 | 4.68% | +10.80 | +374.66 | 470.29 | 29.06% | 30.00% | 14.85% |
| 2025-08 | +0.93% | +52.86% | 0.23% | -0.36% | 0.71 | 4.71% | +8.08 | +363.86 | 453.90 | 28.11% | 28.62% | 14.70% |
| 2025-07 | +0.55% | +51.45% | 0.23% | -0.36% | 0.71 | 4.75% | +12.65 | +355.78 | 440.08 | 28.60% | 29.48% | 14.11% |
| 2025-06 | +2.87% | +50.63% | 0.23% | -0.36% | 0.74 | 4.78% | +5.64 | +343.13 | 424.85 | 28.34% | 30.71% | 14.66% |
| 2025-05 | +1.27% | +46.42% | 0.23% | +0.12% | 0.57 | 4.68% | +3.97 | +337.49 | 406.81 | 28.46% | 32.79% | 15.05% |
| 2025-04 | +0.69% | +44.59% | 0.23% | +0.24% | 0.53 | 4.68% | +1.82 | +333.52 | 397.12 | 26.25% | 33.60% | 16.00% |
| 2025-03 | -1.17% | +43.60% | 0.23% | +0.36% | 0.58 | 4.92% | -4.36 | +331.70 | 394.36 | 27.68% | 31.85% | 15.13% |
| 2025-02 | +0.66% | +45.30% | 0.23% | +0.12% | 0.49 | 5.99% | +4.87 | +336.06 | 400.48 | 27.79% | 29.19% | 15.33% |
| 2025-01 | +0.88% | +44.34% | 0.23% | +0.36% | 0.45 | 6.03% | +9.31 | +331.19 | 395.66 | 27.33% | 30.43% | 15.62% |
| 2024-12 | +0.62% | +43.08% | 0.27% | +0.36% | 0.42 | 6.03% | +0.52 | +321.88 | 383.01 | 27.71% | 29.49% | 15.69% |
| 2024-11 | +1.66% | +42.20% | 0.27% | +0.48% | 0.42 | 6.03% | +4.18 | +321.36 | 379.95 | 28.87% | 30.99% | 16.57% |
| 2024-10 | +0.39% | +39.88% | 0.27% | +0.36% | 0.36 | 5.99% | -0.14 | +317.18 | 368.99 | 27.20% | 29.03% | 16.82% |
| 2024-09 | +1.04% | +39.34% | 0.27% | +0.48% | 0.38 | 5.99% | +3.47 | +317.32 | 368.28 | 27.60% | 27.75% | 18.05% |
| 2024-08 | +1.26% | +37.90% | 0.27% | — | 0.30 | 5.99% | +1.85 | +313.85 | 361.40 | 26.25% | 26.61% | 16.92% |
| 2024-07 | +1.25% | +36.19% | 0.27% | +0.48% | 0.30 | 5.99% | +4.50 | +312.00 | 354.52 | 25.93% | 28.84% | 16.79% |
| 2024-06 | +0.37% | +34.51% | 0.27% | +0.48% | 0.27 | 5.99% | +13.49 | +307.50 | 345.53 | 25.99% | 29.60% | 17.36% |
| 2024-05 | +0.44% | +34.01% | 0.27% | +0.36% | 0.29 | 5.99% | +3.55 | +294.01 | 331.72 | 26.58% | 29.10% | 17.25% |
| 2024-04 | -1.08% | +33.42% | 0.27% | +0.36% | 0.28 | 6.03% | +4.76 | +290.46 | 325.94 | 24.96% | 27.73% | 17.06% |
| 2024-03 | +1.59% | +34.88% | 0.27% | +0.36% | 0.39 | 5.99% | +7.21 | +285.70 | 324.90 | 25.95% | 26.68% | 17.68% |
| 2024-02 | +1.45% | +32.77% | 0.27% | +0.36% | 0.34 | 5.96% | +12.96 | +278.49 | 310.00 | 25.84% | 27.61% | 17.18% |
| 2024-01 | -0.02% | +30.87% | 0.27% | +0.36% | 0.30 | 5.96% | +4.68 | +265.53 | 296.05 | 24.44% | 26.86% | 17.30% |
| 2023-12 | +2.33% | +30.90% | 0.32% | +0.36% | 0.36 | 6.03% | +6.31 | +260.85 | 291.07 | 24.05% | 28.83% | 17.55% |
| 2023-11 | +3.35% | +27.92% | 0.32% | +0.36% | 0.22 | 6.03% | +11.45 | +254.54 | 278.28 | 25.07% | 31.46% | 17.87% |
| 2023-10 | -2.69% | +23.77% | 0.32% | +0.36% | 0.06 | 5.89% | -0.46 | +243.09 | 257.88 | 24.74% | 34.70% | 18.27% |
| 2023-09 | -1.23% | +27.19% | 0.32% | +0.24% | 0.22 | 5.79% | +2.58 | +243.55 | 266.38 | 21.65% | 28.96% | 17.31% |
| 2023-08 | -0.14% | +28.78% | 0.32% | +0.24% | 0.33 | 5.75% | +4.83 | +240.97 | 266.62 | 22.58% | 30.15% | 17.56% |
| 2023-07 | +1.32% | +28.96% | 0.32% | +0.24% | 0.38 | 5.75% | +3.71 | +236.14 | 261.94 | 23.85% | 30.09% | 18.12% |
| 2023-06 | +1.13% | +27.28% | 0.32% | +0.24% | 0.34 | 5.72% | +3.28 | +232.43 | 254.87 | 23.93% | 28.53% | 17.71% |
| 2023-05 | +0.76% | +25.85% | 0.32% | +0.12% | 0.30 | 5.72% | +5.13 | +229.15 | 249.41 | 22.14% | 27.64% | 16.21% |
| 2023-04 | +0.83% | +24.91% | 0.32% | +0.12% | 0.28 | 5.72% | +3.01 | +224.02 | 241.56 | 22.15% | 27.96% | 16.78% |
| 2023-03 | +0.96% | +23.88% | 0.32% | +0.12% | 0.26 | 5.72% | +5.48 | +221.01 | 237.23 | 21.84% | 28.69% | 16.71% |
| 2023-02 | -1.99% | +22.70% | 0.32% | +0.12% | 0.22 | 5.68% | +7.56 | +215.53 | 228.44 | 21.18% | 27.54% | 17.09% |
| 2023-01 | +1.79% | +25.19% | 0.32% | +0.12% | 0.35 | 5.65% | +4.38 | +207.97 | 227.62 | 22.70% | 26.83% | 16.10% |
| 2022-12 | -1.18% | +22.99% | 0.36% | +0.12% | 0.29 | 5.61% | -2.24 | +203.59 | 218.38 | 22.55% | 24.93% | 14.44% |
| 2022-11 | +0.68% | +24.46% | 0.36% | +0.24% | 0.39 | 5.58% | +3.56 | +205.83 | 222.29 | 22.86% | 24.45% | 14.75% |
| 2022-10 | +1.11% | +23.62% | 0.36% | +0.00% | 0.38 | 5.58% | +4.14 | +202.27 | 217.73 | 22.87% | 24.96% | 14.17% |
| 2022-09 | -2.98% | +22.26% | 0.36% | +0.12% | 0.34 | 5.58% | +0.24 | +198.13 | 210.90 | 23.54% | 24.59% | 13.41% |
| 2022-08 | -1.03% | +26.02% | 0.36% | +0.24% | 0.57 | 5.37% | +2.04 | +197.89 | 216.85 | 23.62% | 24.11% | 14.12% |
| 2022-07 | +2.15% | +27.33% | 0.36% | +0.12% | 0.66 | 5.33% | -7.06 | +195.85 | 217.91 | 25.01% | 25.65% | 14.98% |
| 2022-06 | -1.19% | +24.65% | 0.36% | +0.00% | 0.57 | 5.27% | +19.47 | +202.91 | 220.03 | 23.83% | 25.16% | 12.56% |
| 2022-05 | -2.08% | +26.15% | 0.36% | +0.24% | 0.64 | 5.27% | +2.87 | +183.44 | 202.62 | 25.77% | 26.96% | 13.27% |
| 2022-04 | -1.29% | +28.83% | 0.36% | +0.12% | 0.83 | 5.13% | +1.06 | +180.57 | 204.29 | 26.22% | 25.34% | 12.63% |
| 2022-03 | +0.17% | +30.51% | 0.36% | +0.24% | 0.95 | 5.09% | +7.01 | +179.51 | 205.47 | 27.46% | 23.59% | 13.05% |
| 2022-02 | -0.73% | +30.29% | 0.36% | +0.24% | 0.96 | 5.09% | +5.26 | +172.50 | 198.46 | 28.43% | 22.61% | 10.94% |
| 2022-01 | -1.40% | +31.25% | 0.36% | +0.24% | 1.03 | 5.06% | -1.94 | +167.24 | 196.08 | 28.30% | 22.52% | 11.17% |
| 2021-12 | +1.09% | +33.11% | 0.40% | +0.36% | 1.16 | 4.99% | +9.06 | +169.18 | 199.13 | 28.18% | 21.42% | 11.05% |
| 2021-11 | +0.05% | +31.68% | 0.40% | +0.24% | 1.11 | 4.99% | +6.93 | +160.12 | 187.93 | 27.85% | 21.88% | 11.42% |
| 2021-10 | +1.69% | +31.61% | 0.40% | +0.24% | 1.11 | 4.99% | +4.11 | +153.19 | 181.01 | 29.24% | 22.93% | 12.98% |
| 2021-09 | -0.33% | +29.42% | 0.40% | +0.24% | 1.02 | 4.99% | +3.93 | +149.08 | 174.19 | 27.69% | 21.45% | 13.40% |
| 2021-08 | +1.41% | +29.85% | 0.40% | +0.36% | 1.04 | 4.99% | +6.23 | +145.15 | 170.58 | 28.52% | 22.09% | 13.68% |
| 2021-07 | -0.12% | +28.05% | 0.40% | +0.36% | 0.96 | 4.95% | +4.22 | +138.92 | 161.45 | 27.84% | 22.94% | 14.22% |
| 2021-06 | +0.24% | +28.20% | 0.40% | +0.36% | 1.00 | 4.99% | +7.10 | +134.70 | 158.68 | 28.93% | 23.63% | 14.45% |
| 2021-05 | +1.39% | +27.89% | 0.40% | +0.24% | 0.99 | 4.99% | -1.28 | +127.60 | 148.01 | 29.34% | 24.06% | 15.14% |
| 2021-04 | +1.09% | +26.14% | 0.40% | +0.24% | 0.92 | 4.99% | +1.82 | +128.88 | 149.95 | 27.91% | 23.29% | 15.44% |
| 2021-03 | +1.10% | +24.78% | 0.40% | +0.12% | 0.88 | 4.95% | +2.68 | +127.06 | 146.36 | 27.97% | 25.00% | 15.37% |
| 2021-02 | +0.47% | +23.42% | 0.40% | +0.24% | 0.83 | 4.95% | +2.50 | +124.38 | 142.86 | 26.13% | 24.61% | 15.66% |
| 2021-01 | +0.93% | +22.84% | 0.40% | -0.24% | 0.80 | 4.99% | +1.49 | +121.88 | 139.36 | 25.90% | 22.83% | 15.83% |
| 2020-12 | +1.75% | +21.71% | 0.41% | +0.00% | 0.76 | 4.95% | +5.58 | +120.39 | 136.07 | 25.92% | 22.11% | 14.56% |
| 2020-11 | +3.53% | +19.62% | 0.41% | — | — | — | +4.69 | +114.81 | 128.77 | 25.30% | 22.68% | 15.02% |
| 2020-10 | +0.12% | +15.54% | 0.41% | — | — | — | +1.94 | +110.12 | 119.71 | 22.46% | 21.94% | 15.14% |
| 2020-09 | -1.25% | +15.40% | 0.41% | — | — | — | +3.67 | +108.18 | 117.22 | 22.19% | 22.17% | 15.05% |
| 2020-08 | +1.89% | +16.86% | 0.41% | — | — | — | +0.82 | +104.51 | 114.77 | 23.01% | 23.02% | 14.74% |
| 2020-07 | +1.72% | +14.70% | 0.41% | — | — | — | +1.60 | +103.69 | 112.24 | 21.45% | 23.38% | 14.72% |
| 2020-06 | -0.47% | +12.76% | 0.41% | — | — | — | +1.82 | +102.09 | 108.82 | 20.40% | 23.66% | 14.58% |
| 2020-05 | +1.16% | +13.29% | 0.41% | — | — | — | +5.55 | +100.27 | 107.34 | 20.42% | 23.37% | 14.99% |
| 2020-04 | +3.87% | +11.99% | 0.41% | — | — | — | +0.26 | +94.72 | 100.58 | 20.72% | 22.81% | 14.94% |
| 2020-03 | -7.34% | +7.82% | 0.41% | — | — | — | -0.01 | +94.46 | 96.81 | 19.76% | 20.99% | 14.20% |
| 2020-02 | -0.99% | +16.36% | 0.41% | — | — | — | +1.72 | +94.47 | 103.73 | 20.18% | 19.09% | 11.88% |
| 2020-01 | +0.10% | +17.52% | 0.41% | — | — | — | +6.29 | +92.75 | 103.73 | 21.39% | 20.57% | 12.28% |
| 2019-12 | +0.69% | +17.40% | 0.43% | — | — | — | +1.64 | +86.46 | 97.64 | 21.80% | 22.95% | 12.59% |
| 2019-11 | +0.46% | +16.60% | 0.43% | — | — | — | +2.02 | +84.82 | 94.09 | 23.05% | 24.15% | 12.63% |
| 2019-10 | +1.07% | +16.06% | 0.43% | — | — | — | +2.03 | +82.80 | 92.79 | 22.21% | 23.04% | 12.49% |
| 2019-09 | +0.65% | +14.84% | 0.43% | — | — | — | +2.06 | +80.77 | 89.36 | 21.25% | 22.49% | 12.43% |
| 2019-08 | +0.05% | +14.09% | 0.43% | — | — | — | +2.47 | +78.71 | 86.45 | 19.94% | 22.87% | 12.57% |
| 2019-07 | +0.88% | +14.04% | 0.43% | — | — | — | -1.32 | +76.24 | 84.31 | 20.88% | 23.59% | 13.17% |
| 2019-06 | +1.45% | +13.04% | 0.43% | — | — | — | +2.76 | +77.56 | 84.93 | 20.63% | 19.05% | 13.35% |
| 2019-05 | -0.66% | +11.43% | 0.43% | — | — | — | +2.13 | +74.80 | 82.04 | 18.21% | 17.75% | 13.07% |
| 2019-04 | +1.18% | +12.17% | 0.43% | — | — | — | +0.25 | +72.67 | 79.43 | 22.72% | 21.67% | 14.25% |
| 2019-03 | +0.90% | +10.86% | 0.43% | — | — | — | +3.63 | +72.42 | 77.22 | 21.55% | 20.68% | 14.22% |
| 2019-02 | +1.10% | +9.87% | 0.43% | — | — | — | +2.09 | +68.79 | 73.90 | 21.72% | 20.19% | 14.42% |
| 2019-01 | +2.27% | +8.67% | 0.43% | — | — | — | +1.28 | +66.70 | 70.82 | 22.85% | 21.35% | 14.64% |
| 2018-12 | -1.85% | +6.26% | 0.48% | — | — | — | +1.75 | +65.42 | 68.15 | 21.94% | 19.91% | 14.09% |
| 2018-11 | +0.03% | +8.27% | 0.48% | — | — | — | +1.67 | +63.67 | 67.40 | 22.45% | 19.99% | 15.04% |
| 2018-10 | -1.48% | +8.23% | 0.48% | — | — | — | +2.24 | +62.00 | 65.97 | 22.19% | 20.07% | 12.91% |
| 2018-09 | +0.11% | +9.86% | 0.48% | — | — | — | +0.33 | +59.76 | 64.32 | 21.78% | 18.77% | 13.00% |
| 2018-08 | +0.84% | +9.74% | 0.48% | — | — | — | +1.58 | +59.43 | 64.26 | 21.23% | 18.21% | 12.84% |
| 2018-07 | +0.80% | +8.82% | 0.48% | — | — | — | +2.82 | +57.85 | 62.15 | 21.90% | 19.77% | 12.94% |
| 2018-06 | -0.07% | +7.96% | 0.48% | — | — | — | +1.68 | +55.03 | 58.76 | 22.24% | 19.59% | 12.22% |
| 2018-05 | +0.18% | +8.04% | 0.48% | — | — | — | +2.68 | +53.35 | 57.15 | 21.66% | 17.38% | 11.85% |
| 2018-04 | +0.44% | +7.84% | 0.48% | — | — | — | +1.98 | +50.67 | 54.62 | 21.02% | 17.41% | 11.92% |
| 2018-03 | -0.21% | +7.37% | 0.48% | — | — | — | +3.20 | +48.69 | 52.27 | 20.57% | 17.35% | 11.90% |
| 2018-02 | -1.10% | +7.60% | 0.48% | — | — | — | -0.02 | +45.49 | 48.82 | 22.82% | 17.12% | 11.92% |
| 2018-01 | +0.98% | +8.79% | 0.48% | — | — | — | +7.58 | +45.51 | 47.97 | 20.58% | 16.82% | 11.30% |
| 2017-12 | +0.60% | +7.74% | 0.44% | — | — | — | +1.44 | +37.93 | 42.16 | 22.01% | 19.40% | 12.07% |
| 2017-11 | +0.81% | +7.09% | 0.44% | — | — | — | +0.82 | +36.49 | 40.06 | 26.26% | 21.89% | 11.41% |
| 2017-10 | +0.75% | +6.23% | 0.44% | — | — | — | +1.15 | +35.67 | 38.97 | 23.81% | 21.73% | 10.80% |
| 2017-09 | +0.31% | +5.44% | 0.44% | — | — | — | +4.55 | +34.52 | 37.11 | 22.64% | 17.03% | 10.08% |
| 2017-08 | +0.54% | +5.12% | 0.44% | — | — | — | +1.38 | +29.97 | 32.78 | 21.72% | 17.88% | 10.77% |
| 2017-07 | +1.06% | +4.55% | 0.44% | — | — | — | +4.06 | +28.59 | 31.29 | 22.02% | 18.44% | 11.12% |
| 2017-06 | -0.61% | +3.46% | 0.44% | — | — | — | +0.35 | +24.53 | 27.12 | 21.24% | 17.44% | 10.44% |
| 2017-05 | +0.93% | +4.09% | 0.44% | — | — | — | +6.36 | +24.18 | 26.65 | 21.73% | 17.79% | 10.88% |
| 2017-04 | +0.94% | +3.13% | 0.44% | — | — | — | +0.83 | +17.82 | 20.02 | 22.08% | 19.48% | 12.04% |
| 2017-03 | +0.43% | +2.17% | 0.44% | — | — | — | +1.37 | +16.99 | 19.17 | 21.96% | 16.85% | 12.36% |
| 2017-02 | +0.18% | +1.73% | 0.44% | — | — | — | +0.21 | +15.62 | 17.72 | 22.46% | 15.58% | 13.88% |
| 2017-01 | +0.21% | +1.55% | 0.44% | — | — | — | +3.47 | +15.41 | 17.37 | 18.60% | 12.78% | 9.10% |
| 2016-12 | +0.59% | +1.34% | 0.54% | — | — | — | +3.83 | +11.94 | 13.95 | 19.28% | 13.26% | 9.61% |
| 2016-11 | -0.43% | +0.74% | 0.54% | — | — | — | +1.20 | +8.11 | 10.77 | 19.41% | 15.23% | 9.29% |
| 2016-10 | -0.04% | +1.18% | 0.54% | — | — | — | +0.61 | +6.91 | 8.70 | 20.46% | 15.98% | 9.77% |
| 2016-09 | -0.46% | +1.22% | 0.54% | — | — | — | +1.11 | +6.30 | 8.13 | 21.77% | 16.97% | 9.84% |
| 2016-08 | -0.38% | +1.69% | 0.54% | — | — | — | +2.52 | +5.19 | 7.02 | 19.23% | 13.96% | 9.40% |
| 2016-07 | +1.22% | +2.07% | 0.54% | — | — | — | +1.44 | +2.67 | 4.64 | 21.55% | 14.66% | 9.48% |
| 2016-06 | -0.58% | +0.84% | 0.54% | — | — | — | +1.23 | +1.23 | 3.15 | 12.70% | 18.10% | 7.94% |
| 2016-05 | +0.36% | +1.43% | 0.54% | — | — | — | — | +0.00 | 1.94 | — | — | — |
| 2016-04 | +0.52% | +1.07% | 0.54% | — | — | — | — | +0.00 | 1.08 | — | — | — |
| 2016-03 | +0.55% | +0.55% | 0.54% | — | — | — | — | +0.00 | 0.81 | — | — | — |
| 2016-02 | -0.63% | -0.00% | 0.54% | — | — | — | — | +0.00 | 0.29 | — | — | — |
| 2016-01 | +0.63% | +0.63% | 0.54% | — | — | — | — | +0.00 | 0.18 | — | — | — |
המידע המוצג באתר מבוסס על נתונים היסטוריים ומיועד למטרות מידע כללי בלבד. הוא אינו מהווה ייעוץ פנסיוני, ייעוץ השקעות או המלצה לפעולה, ואינו תחליף לייעוץ מקצועי מותאם אישית.